Five years ago, Penny Zook left her husband Larry Adams after her family went bankrupt, secretly giving birth to their daughter Ruby. Now a struggling single mom, she meets Larry again, who’s now Riverton’s richest man. Larry can’t hide his growing affection, especially when Ruby mistakenly calls him “Dad.” As secrets, DNA tests, and jealous rivals threaten to tear them apart, Penny reveals her hidden identity as a top lawyer. Misunderstandings unravel, old wounds heal, and love reignites. In the end, Larry proposes, and the three finally embrace a new life as a true family.